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  • First Kia Simi Valley

Kia Financing near Oxnard, CA

Auto Loans

The First Kia Simi Valley finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Simi Valley, Chatsworth, and Moorpark to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Thousand Oaks to Camarillo. Whether you are right down the road or an hour away from Simi Valley you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The First Kia Simi Valley loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Kia vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Kia vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the First Kia Simi Valley finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local California banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

The new or used Kia you're looking for is waiting for you at our Kia dealership near Oxnard, CA. Once you've picked out the one you want to drive home, it's time to figure out how to pay for it. Our Kia financing experts will walk you through all of your options and help you select an auto loan or lease that's best suited to your situation. They'll also go over different factors that could change your monthly car payments, such as new Kia specials you're eligible for, how much money you can put down and how much your trade-in is worth.
If you're still trying to decide between buying or leasing your Kia, our financing team can help you there as well. We'll recommend different car loans if you want to drive your Kia for a long time and make payments toward ownership, or we can lay out your leasing options if you'd rather have low monthly payments while driving a brand-new Kia. When you shop at First Kia of Simi Valley, you'll be well taken care of by everyone at our dealership!